Last year, about this time of year, I got a letter from my mortgage company. They politely informed me that I had an escrow shortage and my house payment was going to increase over FIVE HUNDRED DOLLARS a month.
After I came to, from the fainting that ensued after I finished reading the letter, I fainted again.
Well, guess what. I got a letter from my mortgage company yesterday. And I did the opposite of faint, I cheered! I now have an escrow SURPLUS! My house payment is going down by over $350 a month.
I knew those bastards overcharged me.